When engaged in maritime operations on or near the waterfront, employers may be liable for employee injury claims under several different jurisdictions. Whether incidental to, or engaged in actual maritime work, employees may be covered by statutory Workers' Compensation or the United States Longshore and Harborworkers (USL&H) Act. Additional liability may arise when working on or around vessels, with some employees subject to the Jones Act and other Admiralty Laws.
Workers' compensation laws that apply to maritime employment can be complex. The scope of maritime employment can extend beyond navigable waters to related work on land, and the jurisdiction is often defined by judicial decision and case precedent. Employees may cross-over multiple jurisdictions depending on the work performed and the location at which an injury may occur, even if the intent is not to engage in traditional maritime employment.
At Alaska National, our goal is to make sure a policyholder enjoys seamless coverage in event of an employee's injury regardless of jurisdiction. To streamline our customers' policy administration and help them avoid litigation we provide coverage for multi-jurisdictional exposures on a single policy. With expertise in multi jurisdiction claim management, loss prevention, and underwriting, we offer a product that eliminates potential claim management disputes and allows for prompt and effective medical treatment and wage reimbursement to the injured worker.