Innovative Underwriting

At Alaska National, our service activities begin long before a policy is ever issued.

When a new account is submitted for our consideration, a designated underwriter promptly reviews the submission and provides the producing broker a timely indication of interest. This allows the producing broker to move forward efficiently, including making provision for any additional information needed to complete our underwriting review.

To enhance the underwriting process, we often schedule a loss control visit to the policyholder’s place of business. This early visit identifies exposures and opportunities for accident prevention, while also laying important groundwork for a more comprehensive loss prevention service plan should coverage be bound with Alaska National.

At this stage, our tailored underwriting analysis is completed and we then communicate our formal quote proposal to the producing broker, both verbally and in writing. If our proposal is accepted, our lead underwriter for the policyholder promptly notifies all members of Alaska National’s service team by written underwriting notice, and we proceed with full implementation of our customized services.