Underwriting Information

With each new account submitted to us for consideration, a designated underwriter will undertake a prompt review of the submission, and an early indication of interest will be provided to the producer. Our producing agents and brokers can then plan accordingly by providing any additional information required so that we can complete our underwriting process. We will often schedule a loss control visit to the policyholder’s place of business to evaluate the exposures, identify opportunities for accident prevention, and discover additional customer needs. These early visits will lay the groundwork for more comprehensive loss prevention plans should we later be given the opportunity to bind coverage.

For larger accounts, an in-person service presentation will be offered to more fully determine each policyholder’s particular service needs, and to offer a more complete explanation of Alaska National’s service capabilities and options.

At this stage, our tailored underwriting analysis is conducted, and when finished, we will communicate our quote proposal to the producing agent or broker, both verbally and in writing. If our proposal is chosen, underwriting will promptly notify all members of Alaska National’s service team by written underwriting notice, and we will begin coordinating the formal implementation of services.